W2 Data Ekyc UK 007 B

An identity verification service for the UK.

 

W2 Data Ekyc UK 007B Service

W2 Data Ekyc UK 007B is an identity verification service that includes the full Electoral Roll, CCJ and Credit Lenders data. This service will leave a money laundering footprint on the lenders profile of the person you are requesting information about.

Configuration

This service has some configuration that will be discussed with you as part of the on-boarding process. We can configure a matching profile and which sources of information to use when calculating a 2 plus 2 check. Please contact W2 Support for more information.

Contents

The following Query Data properties pertain to this service. Please note that in the SOAP request the fields must be in alphabetical order.

Property Name Type Length Optional/Mandatory
Forename
String
15 Mandatory
MiddleNames
String
15 Optional
Surname
String
30 Mandatory
DayOfBirth
Integer
2 Mandatory
MonthOfBirth
Integer
2 Mandatory
YearOfBirth
Integer
4 Mandatory
HouseNameNumber
String
26 Optional *
HouseName
String
26 Optional *
HouseNumber
String
26 Optional *
Flat
String
20 Optional *
Street
String
40 Optional *
Region
String
20 Optional *
County
String
20 Optional *
Country
String
20 Optional *
City
String
20 Optional *
Postcode
String
8 Optional *

After performing the search, the validation result (pass, fail, etc.) will be part of the <TransactionInformation> returned for the service call. 

  • * Address information is optional if an AddressLookupRef is supplied in the query options. The AddressLookupRef is retrieved from the W2 Data Address Lookup 024 service as an addressId.

  • If an AddressLookupRef is not supplied then a minimum of House Name/Number and Postcode are required. Though it is advised to supply as much address information as possible as this is more likely to return a match if no prematched addressId is supplied.

 

After performing the search, the validation result (pass, fail, etc.) will be part of the <TransactionInformation> returned for the service call. 

The following is an example SOAP request to the W2 Data Ekyc UK 007 B Service. 

<serviceRequest>
    <BundleData>
        <BundleName>{YOUR BUNDLE NAME HERE}</BundleName>
    </BundleData>
    <QueryData>
        <DayOfBirth>{e.g. 01}</DayOfBirth>
        <Forename>{e.g. JOHN}</Forename>
        <MiddleNames>{e.g. JAMES} </MiddleNames>
        <MonthOfBirth>{e.g. 01}</MonthOfBirth>
        <Surname>{e.g. SMITH}</Surname>
        <YearOfBirth>{e.g. 1990}</YearOfBirth>
    </QueryData>
    <QueryOptions>
        <KeyValueOfstringstring>
            <Key>{AddressLookupRef}</Key>
            <Value>{e.g. 12345}</Value>
        </KeyValueOfstringstring>
    </QueryOptions>
    <ServiceAuthorisation>
        <APIKey>{YOUR API KEY HERE}</APIKey>
        <ClientReference>{YOUR CLIENT REFERENCE HERE}</ClientReference>
    </ServiceAuthorisation>
</serviceRequest>

 

The following shows the basic schema for the <W2DataEkycUk007BResult> object that is returned in the <ServiceResult> Section of the <ProcessRequestResult> object.

<W2DataEkycUk007BResult>
<DataSources>
<!-- An array of MatchingSource elements -->
<MatchingSource>
<AllowMultipleRecordsAsSeparateDataSources>
{ true | false }
</AllowMultipleRecordsAsSeparateDataSources>
<MatchingCriteria>
{
NotAssigned | NameAndAddress | NameAndDateOfBirth |
NameAndAddressAndDateOfBirth | MortalityHighConfidence |
MortalityLowConfidence | SurnameAndPhoneNumberAtAddress
}

</MatchingCriteria>
<NumberOfMatches>
{ 0 - 99 }
<NumberOfMatches>
<Source>
{
0 = NotAssigned
1 = ElectoralRoll
2 = CCJ
3 = CreditLendersA
4 = CreditLendersB
5 = BT_OSIS
6 = MortalityData
}

<Source>
</MatchingSource>
</DataSources>
<InterpretResult>
{
NotPerformed | Pass | Fail | Refer | NoResults |
OneResult | MultipleResults | NotApplicable | NoInterpretPerformed
}

</InterpretResult>
<Message>
{ A message containing additional information about the call }
</Message>
<TransactionResult>
{
None | Success | SuccessNoResults | SuccessIncompleteResults |
MultipleChoices | ClientErrorInformationFormatInvalid | ClientErrorInsufficientInformation |
NotExecutedDueToPreviousHalt | ServerErrorGeneralError | ServiceFailureError
}

</TransactionResult>
</W2DataEkycUk007BResult>

Below is some more information about the some of the elements of the response that require explanation:

DataSources = A collection showing every source of data that was used to formulate the result. Each source is represented by a <MatchingSource> elment.

AllowMultipleRecordsAsSeparateDataSources = Indicates that two different record matches from the same data source may count as independent sources when formulating the 2 + 2 result. For example, two Insight results may count as two sources, rather than one, as they would do under normal service circumstances.

MatchingCriteria = Precisely what data has been matched by the data source. E.g. NameAndAddressAndDateOfBirth

NumberOfMatches = The number of matches found by this data source

Source = An integer representing the source of the data match. E.g. 2 = CCJ (County Court Judgement)

SourceId Source Matched
1 Electoral Roll
2 County Court Judgements (CCJs)
3 N/A
4 Credit Lenders (Insight)
5 BT_OSIS
6 Mortality Data

InterpretResult = The overall verification result, based on what matches were found in the data source against the query data submitted. The possiblities are Pass, Fail or Refer

Message = Gives some more details / context on the verification result

TransactionResult = A diagnostic result showing whether or not any technical errors were experienced during the check. This should always be "Success" unless a technical error has occured, in which case the verification check will be aborted.

Example Response:

The below example shows a case where we have found one NameAndAddress match on the Electoral roll and 3 NameAndAddressAndDateOfBirth matches on CreditLendersB. This has resulted in a Pass.

<W2DataEkycUk007BResult>
<DataSources>
<MatchingSource>
<AllowMultipleRecordsAsSeparateDataSources>false</AllowMultipleRecordsAsSeparateDataSources>
<MatchingCriteria>NameAndAddress</MatchingCriteria>
<NumberOfMatches>1<NumberOfMatches>
<Source>1<Source>
</MatchingSource>
<MatchingSource>
<AllowMultipleRecordsAsSeparateDataSources>true</AllowMultipleRecordsAsSeparateDataSources>
<MatchingCriteria>NameAndAddressAndDateOfBirth</MatchingCriteria>
<NumberOfMatches>3<NumberOfMatches>
<Source>4<Source>
</MatchingSource>
</DataSources>
<InterpretResult>Pass</InterpretResult>
<Message />
<TransactionResult>Success</TransactionResult>
</W2DataEkycUk007BResult>

Transaction Result

HaltTriggered False
ServiceTransactionResult
  • Success
  • SuccessIncompleteResults Too many matches on the search criteria and the results have been truncated
  • SuccessNoResults No matches found
  • ServerErrorGeneralError An error occurred
  • ServiceFailureError- Unable to contact third party service
  • ClientErrorInsufficientInformation Required field not supplied or insufficient/invalid information
ServiceInterpretResult
  • OneResult
  • MultipleResults
  • Fail
  • NoResults
  • NoInterpretPerformed
  • NotPerformed - An error occurred and the search was not performed
ServiceTransactionResultMessage Usually empty, can contain optional information such as too many matches etc.
ValidationResult
  • Pass
  • NotPerformed - No search occurred to match against
  • Fail MissingMandatoryField or PatternNotMatched

Sandbox mode can be used to test the service. By setting the following query option and sending some the below query data we will return a pre-configured response without actually calling our suppliers.

<QueryOptions>
  <KeyValueOfstringstring>
    <Key>Sandbox</Key>
    <Value>true</Value>
  </KeyValueOfstringstring>
</QueryOptions>

If the Sandbox query option is set to "true" then the following queries will return results. The result of the verification will depend on the configuration of the matching set up during the on-boarding process.

To see the details of the service response of each sandbox case, simply click on it in the table below:

Forename Surname Day Of Birth Month Of Birth Year Of Birth Flat House Name Number Street Postcode
Abbie Forster 26 12 1962 241 Ocean View WT1 1TD
Abbie Forster 26 12 1962
Abby Cameron 16 10 1970 192 Ocean View WT1 1TD
Abby Peacock 25 6 1982 58 Ocean View WT1 1TD
Abigail Ford 22 10 1956 146 Ocean View WT1 1TD
Abigail George 22 5 1985 23 Ocean View WT1 1TD
Adam Davidson 12 5 1965 29 North Promenade FK14 2WX
Adam Massey 1 6 1960 22 Ocean View WT1 1TD
Adam Potts 3 9 1982 218 Ocean View WT1 1TD
Ahenobarbus Michal 31 12 1944 68 RH13 3HE
Alex Chambers 14 7 1960 188 Ocean View WT1 1TD
Alex Robson 8 4 1961 65 Ocean View WT1 1TD
Alexander Robinson 9 5 1981 240 Ocean View WT1 1TD
Alexander Ward 12 6 1993 347 Ocean View WT1 1TD
Alexandra Duncan 27 9 1971 197 Ocean View WT1 1TD
Alfie Woods 3 3 1956 25 Ocean View WT1 1TD
Alicia Doherty 13 6 1949 176 Ocean View WT1 1TD
Allen Kiril 8 1 1943 99 IVT X34
Allen Kiril 8 1 1943
Amber Lowe 29 12 1991 342 Ocean View WT1 1TD
Amelia Dunn 10 2 1960 345 Ocean View WT1 1TD
Andrew Newton 30 12 1959 53 Ocean View WT1 1TD
Andrew Kirk 10 10 1964 177 Ocean View WT1 1TD
Ava Connor 3 6 1962 44 Ocean View WT1 1TD
Ava Gardner 28 7 1963 207 Ocean View WT1 1TD
Bailey Mason 8 9 1968 49 Ocean View WT1 1TD
Ben Jennings 14 6 1952 70 Ocean View WT1 1TD
Benjamin Davis 3 7 1962 321 Ocean View WT1 1TD
Bethany Hancock 8 10 1983 33 Ocean View WT1 1TD
Bethany Hughes 12 7 1943 47 Ocean View WT1 1TD
Billy Cross 11 2 1987 185 Ocean View WT1 1TD
Billy Jones 31 12 1944 68 RH13 3HE
Bradley Griffin 28 9 1967 19 Ocean View WT1 1TD
Bradley Oliver 15 11 1973 209 Ocean View WT1 1TD
Brooke Bell 9 11 1989 215 Ocean View WT1 1TD
Caitlin Williams 1 1 1974 365 Ocean View WT1 1TD
Callum Error 5 5 1992 7 Ocean View Z15 007B
Callum Power 6 9 1998 336 Ocean View WT1 1TD
Cameron Parker 17 12 1959 3 Ocean View WT1 1TD
Cameron Khan 8 9 1951 30 Ocean View WT1 1TD
Charlie Holt 16 8 1991 79 Ocean View WT1 1TD
Charlie Robinson 8 7 1949 80 Ocean View WT1 1TD
Charlie Storey 8 6 1962 29 Ocean View WT1 1TD
Charlie Wilkinson 18 11 1968 26 LN4 7AT
Charlotte Patel 4 11 1958 211 Ocean View WT1 1TD
Chelsea Burke 20 10 1987 189 Ocean View WT1 1TD
Chelsea Stanley 26 5 1958 165 Ocean View WT1 1TD
Chloe Error 12 3 1980 44 Ocean View Z15 007B
Chloe Pope 19 10 1969 81 Ocean View WT1 1TD
Christopher Kirby 25 6 1961 170 Ocean View WT1 1TD
Connor Brown 5 11 1974 225 Ocean View WT1 1TD
Corey Bell 5 3 1980 175 Ocean View WT1 1TD
Corey Hutchinson 23 6 1976 205 Ocean View WT1 1TD
Daisy Hutchinson 4 7 1975 63 Ocean View WT1 1TD
Daniel Daly 27 5 1981 75 Ocean View WT1 1TD
Danielle Gallagher 28 3 1940 50 Ocean View WT1 1TD
David Armstrong 25 2 1951 114 Ocean View WT1 1TD
David Cameron 9 10 1966 5 BS8 1HN
David Robson 9 5 1992 42 HU12 9FL
Declan Baker 15 9 1978 329 Ocean View WT1 1TD
Declan Woods 11 1 1975 37 Ocean View WT1 1TD
Dominic Stewart 26 3 1953 193 Ocean View WT1 1TD
Dylan Rhodes 23 9 1952 333 Ocean View WT1 1TD
Elise Dodd 15 7 1992 11 Ocean View WT1 1TD
Elise Sullivan 15 2 1983 61 Ocean View WT1 1TD
Elizabeth Lloyd 12 1 1967 21 Ocean View WT1 1TD
Elizabeth Sims 4 12 1973 194 Ocean View WT1 1TD
Ella Smith 16 3 1971 14 Ocean View WT1 1TD
Ellie Rice 2 11 1974 66 Ocean View WT1 1TD
Ellis Austin 23 5 1954 173 Ocean View WT1 1TD
Ellis Price 17 11 1960 198 Ocean View WT1 1TD
Emily Burrows 21 12 1980 231 Ocean View WT1 1TD
Emily Nixon 29 7 1966 186 Ocean View WT1 1TD
Emma Hughes 26 12 1953 171 Ocean View WT1 1TD
Erin Harding 2 9 1975 234 Ocean View WT1 1TD
Erin Holmes 9 5 1983 200 Ocean View WT1 1TD
Evan Duncan 5 10 1962 202 Ocean View WT1 1TD
Ewan Wells 3 10 1961 191 Ocean View WT1 1TD
Finley Hyde 25 10 1964 233 Ocean View WT1 1TD
Georgia Barrett 27 12 1987 73 Ocean View WT1 1TD
Georgia Ford 14 3 1987 232 Ocean View WT1 1TD
Grace Stevenson 27 3 1992 238 Ocean View WT1 1TD
Harrison Johnson 10 2 1964 12 Ocean View WT1 1TD
Harrison Potter 2 10 1972 28 Ocean View WT1 1TD
Harry Hutchinson 16 12 1992 4 Ocean View WT1 1TD
Harvey Atkins 15 10 1964 224 Ocean View WT1 1TD
Harvey Lyons 2 8 1975 335 Ocean View WT1 1TD
Harvey Rice 19 4 1962 166 Ocean View WT1 1TD
Henry Wood 1 3 1973 74 Ocean View WT1 1TD
Imogen Rice 15 7 1987 174 Ocean View WT1 1TD
Isaac Atkinson 13 12 1940 13 Ocean View WT1 1TD
Isaac Wilson 8 4 1964 239 Ocean View WT1 1TD
Isabel Wallace 24 7 1980 34 Ocean View WT1 1TD
Isabelle Davidson 22 10 1997 1 Ocean View WT1 1TD
Isabelle Error 15 2 1973 168 Ocean View NP1 1NP
Isabelle Nolan 15 2 1973 168 Ocean View WT1 1TD
Jack Doherty 28 1 1978 10 Ocean View WT1 1TD
Jake Holt 29 10 1975 201 Ocean View WT1 1TD
Jake Thornton 26 6 1968 327 Ocean View WT1 1TD
James Greenwood 3 10 1983 76 Ocean View WT1 1TD
James Nicholls 2 5 1994 46 Ocean View WT1 1TD
James Smart 9 9 1963 54 Ocean View WT1 1TD
James Thorpe 10 6 1978 4 AB54 4PN
Jamie Hammond 14 8 1956 56 Ocean View WT1 1TD
Jane Fleming 25 10 1952 16 Ocean View WT1 1TD
Jasmine Burgess 26 8 1997 242 Ocean View WT1 1TD
Jasmine Mason 15 4 1993 348 Ocean View WT1 1TD
Jasmine Peacock 24 12 1959 230 Ocean View WT1 1TD
Jay Parkes 15 10 1952 182 Ocean View WT1 1TD
Jayden Brooks 3 10 1983 350 Ocean View WT1 1TD
Jennifer Error 3 11 1975 151 Ocean View NP1 1NP
Jennifer Thomson 12 11 1967 27 Ocean View WT1 1TD
Jessica Townsend 19 5 1983 331 Ocean View WT1 1TD
Jodie Johnson 27 4 1954 69 Ocean View WT1 1TD
Joel Marshall 22 7 1951 330 Ocean View WT1 1TD
Joel Moore 21 9 1995 206 Ocean View WT1 1TD
Joel Wilkinson 13 2 1949 60 Ocean View WT1 1TD
Jordan Dale 10 3 1986 213 Ocean View WT1 1TD
Joseph Birch 11 11 1982 228 Ocean View WT1 1TD
Joseph Jordan 8 1 1997 337 Ocean View WT1 1TD
Jude Sykes 9 4 1966 67 Ocean View WT1 1TD
Kai Davis 10 10 1979 36 Ocean View WT1 1TD
Kate Blake 8 9 1968 15 Ocean View WT1 1TD
Katherine Gibson 9 7 1997 39 Ocean View WT1 1TD
Kayleigh Weston 17 5 1952 195 Ocean View WT1 1TD
Keira Wood 10 4 1978 20 Ocean View WT1 1TD
Kieran Newman 6 3 1987 220 Ocean View WT1 1TD
Lara Barrett 19 7 1958 351 Ocean View WT1 1TD
Laura Stephens 6 12 1989 59 Ocean View WT1 1TD
Leah Boyle 2 2 1985 204 Ocean View WT1 1TD
Leo Shepherd 6 7 1962 180 Ocean View WT1 1TD
Leon Frost 19 7 1973 64 Ocean View WT1 1TD
Liam Holt 3 2 1976 183 Ocean View WT1 1TD
Liam Sheppard 20 10 1965 214 Ocean View WT1 1TD
Lily Ross 21 4 1996 219 Ocean View WT1 1TD
Logan Pearce 6 3 1983 311 Ocean View WT1 1TD
Logan Potts 8 6 1985 57 Ocean View WT1 1TD
Logan Russell 16 10 1966 221 Ocean View WT1 1TD
Louie Finch 24 1 1993 55 Ocean View WT1 1TD
Louie Reed 3 12 1956 332 Ocean View WT1 1TD
Louis Norman 1 2 1961 71 Ocean View WT1 1TD
Louise Error 28 2 1987 567 Ocean View NP1 1NP
Louise Stephenson 3 11 1949 68 Ocean View WT1 1TD
Lucy Error 5 8 1967 56 Ocean View Z15 007B
Lydia Frost 12 2 1988 236 Ocean View WT1 1TD
Lydia Vincent 23 9 1980 222 Ocean View WT1 1TD
Maisie Sharpe 26 10 1931 45 Ocean View WT1 1TD
Mark Error 14 9 1938 800 Ocean View NP1 1NP
Mason Chadwick 23 4 1975 26 Ocean View WT1 1TD
Matilda Ross 7 6 1965 7 Ocean View WT1 1TD
Matthew Error 23 6 1990 2 Ocean View NP1 1NP
Maya Burrows 23 1 1953 48 Ocean View WT1 1TD
Megan Crawford 5 4 1957 1B 1 Orchid Bank WT2 2DF
Melissa Glover 21 3 1981 203 Ocean View WT1 1TD
Muhammad West 26 4 1983 349 Ocean View WT1 1TD
Natasha Edwards 7 4 1963 42 Ocean View WT1 1TD
Natasha Mills 26 1 1944 40 Ocean View WT1 1TD
Natasha Winter 7 2 1973 184 Ocean View WT1 1TD
Nathan Wilkins 12 6 1996 17 Ocean View WT1 1TD
Nicholas Brookes 9 3 1966 229 Ocean View WT1 1TD
Nicholas Daly 20 6 1968 2 Ocean View WT1 1TD
Noah Clayton 15 5 1972 223 Ocean View WT1 1TD
Oliver Thomson 30 1 1968 235 Ocean View WT1 1TD
Oliver Watts 18 8 1982 346 Ocean View WT1 1TD
Olivia Owens 29 6 1990 38 Ocean View WT1 1TD
Olivia Reed 3 5 1979 52 Ocean View WT1 1TD
Oscar Craig 8 7 1940 340 Ocean View WT1 1TD
Oscar Mason 5 1 1991 326 Ocean View WT1 1TD
Owen OConnor 2 4 1973 169 Ocean View WT1 1TD
Owen Storey 8 9 1968 179 Ocean View WT1 1TD
Paige Giles 29 6 1933 43 Ocean View WT1 1TD
Peter Bird 8 5 1978 167 Ocean View WT1 1TD
Peter McKenzie 5 9 1973 227 Ocean View WT1 1TD
Peter Williams 18 5 1973 72 Ocean View WT1 1TD
Peter Winter 28 3 1951 32 Ocean View WT1 1TD
Poppy Kerr 12 4 1967 237 Ocean View WT1 1TD
Reece Frost 1 3 1976 77 Ocean View WT1 1TD
Rhys Shepherd 19 2 1966 24 Ocean View WT1 1TD
Robert Barker 3 11 1986 18 Ocean View WT1 1TD
Robert Robert 11 7 1965 51 Ocean View WT1 1TD
Rosie Coles 22 10 1968 341 Ocean View WT1 1TD
Ruby Error 23 7 1956 33 Ocean View Z15 007B
Ryan Leach 27 12 1943 8 Ocean View WT1 1TD
Ryan Morgan 14 6 1967 328 Ocean View WT1 1TD
Ryan Walton 13 2 1947 41 Ocean View WT1 1TD
Sam Error 7 5 1967 102 Ocean View NP1 1NP
Sam Hartley 17 5 1952 35 Ocean View WT1 1TD
Samuel Yates 16 11 1966 216 Ocean View WT1 1TD
Scott Fuller 12 12 1966 196 Ocean View WT1 1TD
Sean Gough 6 5 1966 6 Ocean View WT1 1TD
Sebastian Atkinson 27 9 1989 212 Ocean View WT1 1TD
Sienna Storey 20 10 1965 62 Ocean View WT1 1TD
Simon Abbott 21 11 1983 31 Ocean View WT1 1TD
Sophia ODonnell 7 12 1986 187 Ocean View WT1 1TD
Suzanne Error 8 11 1978 47 Ocean View Z15 007B
Taylor Giles 19 6 1984 164 Ocean View WT1 1TD
Taylor Giles 19 6 1984
Taylor Harvey 30 6 1994 210 Ocean View WT1 1TD
Thomas Arnold 24 10 1987 344 Ocean View WT1 1TD
Thomas Oliver 19 2 1960 178 Ocean View WT1 1TD
Thomas Quinn 7 12 1962 78 Ocean View WT1 1TD
Tom Goodwin 12 9 1973 5 Ocean View WT1 1TD
Tom Error 1 5 1998 3 Ocean View Z15 007B
Tyler Singh 21 8 1944 338 Ocean View WT1 1TD
William Baldwin 5 2 1985 339 Ocean View WT1 1TD
Zachary Marshall 24 4 1947 9 Ocean View WT1 1TD
Zak Carr 2 3 1985 243 Ocean View WT1 1TD
Zak Error 2 3 1985 243 Ocean View NP1 1NP
(Click on a sandbox case to see the service result data here)